What steps might you take to protect your personal information while ensuring excellence in your online interactions?

Thinking back to the Terms of Service examples outlined above, what can you do to protect yourself when you enter into an agreement with an online service provider? What can you do to safeguard your account and protect your data?

When protecting your personal information, you should ____________.Group of answer choicesSave all of your paper-based financial records for a minimum of ten years.Delete any emails or text messages that ask you for private information,Trust that bank statements, unlike credit card statements, are protected from fraud.Change your passwords at least once a day.

How can individuals protect themselves from identity theft?a. Share personal information freely on social mediab. Use the same password for all online accountsc. Shred sensitive documents, use strong passwords, and monitorfinancial accountsd. Never check bank statements

Which of these items that you normally post online make up your digital identity (or "persona")?Your account's username and passwordYour social media and forum posts, opinions and such Your personal information such as your NRIC number Your ATM pin and bank detailsMarks:1Q2:What should you do when you come across a web page that is labelled “Not Safe for Work (NSFW)”?  View the web page in schoolView the web page at home  Avoid viewing the web page no matter where you areView the web page at an internet caféMarks:1Q3:Which of the following is an example of a strong password?   myDogisBobbyK938929110fpThe dog jumped over 93 fences! MaggieismyName@08Marks:1Q4:What is 'Fake News'?'Fake News' is defined as any information that is generally untrue so long as it is not reported by Singaporeans'Fake News' is defined as information about current events which may be provided through many different media: word of mouth, printing, postal systems, broadcasting, etc. 'Fake News' is defined as any information that is accidentally misinformative or untrue 'Fake News' is defined as any information that is informative and generally true Marks:1Q5:What are some of the social impact resulting from Fake News being published? Causes Distress & Alarm and Loss of physical spaceCauses Distress & Alarm and Monetary LossesCauses Distress & Alarm and affects one's sleepCauses Distress & Alarm and affects one's appetiteMarks:1Q6:What does the CPFTA stand for?Central Provident Fund Trade AgreementConsumer Provision For Trading AssociationConsumer Protection Fair Trading ActCentre for Protection of Fair Trade ActMarks:1Q7:The CPFTA covers 4 main consumer protection areas. Which area is NOT one of the 4?False ClaimsDefective GoodsMisleading ClaimsIllegal GoodsMarks:1Q8:Under the “Lemon Law” in Singapore, consumers can generally make a claim for a defective product within ________ from the time of purchase.7 days1 month3 months6 monthsMarks:1Q9:The retailer can compensate the consumer in 4 different ways. Which way is not one of them?RepairRe-negotiateReplacementRefundMarks:1Q10:Which marketing gimmick entices consumers by introducing a product to encourage them to purchase the more expensive product?Bundle PricingInstant MarkdownDecoy PricingFalse Sense of UrgencyMarks:1Q11:If an instalment plan quotes a monthly interest rate of 2%, the effective annual interest rate would be___________.2%24%More than 24%None of the optionsMarks:1Q12:We should __________ so as to avoid being influenced or swayed by any sales talk.Start a Price BookShop with a listDo our researchSpending within our BudgetMarks:1Q13:Which one of the following are the 3 suggested steps to avoid scams?Stay Calm, Ask more and Give SecurelyAsk, Check and ConfirmDisbelief, Distrust and AvoidStay open-minded, look out for offers and grasp opportunitiesMarks:1Q14:Choose the most appropriate answer. An investment scam __________.Will usually seem suspicious and easy to spotOften seem like a legitimate business opportunityInvolves large amounts of money from an individualUsually targets companies rather than individualsMarks:1Q15:Based on a salary of $2500, what is the employee's contribution for a Singapore employee to his or her CPF accounts?$600$500$700$300Marks:1Q16:Which of the following is not a type of CPF account?Special AccountOrdinary AccountMedi-Save AccountMedi-Life AccountMarks:1Q17:The benefits of making a voluntary contribution to your Special Account include ________.Diversifying your investment portfolioEarning a higher interest rateHaving more savings for your home loanHaving more savings for your medical expensesMarks:1Q18:What is the most expensive recurring cost for a flat with the least down payment?Property insuranceProperty taxInterestConservancy chargesMarks:1Q19:Which of the following is not an example of a recurring cost?Stamp DutyConservancy chargesProperty taxProperty insurancesMarks:1Q20:What is the maximum loan repayment period for HDB loans?20 years25 years30 years35 yearsMarks:1Q21:To be safe, you need to have insurance for every aspect of your life. Is this statement true or false?FalseTrueMarks:1Q22:When purchasing insurance policies, it is important to strike a balance between _________.Coverage and affordabilityCoverage aloneCoverage and rewardsCoverage and track record of financial advisorMarks:1Q23:Which of the following is not a reason to start investing early?A long investment horizon will mean you are able to harness the power of compoundingA long investment horizon will allow you to ride out short term fluctuations in the marketA long investment horizon will mean you can focus on get-rich-quick schemesA long investment horizon will allow you to develop a diversified investment portfolio over timeMarks:1Q24:A typical diversified portfolio in ludes a mixture of ________? (select all that are appropriate)ETF’sStockBondsMarks:1Q25:Which of the following is not a factor to consider when investing?Financial objectivesRisk profileInsurance coverageInvestment horizon

c) Prepare a list of 4 recommended solutions/controls that would reduce the risk of security breach to Octal Info Solutions. 1.Conduct Regular Employee Training Malicious hackers gain access to your database by using phishing emails sent to the employees. Phishing emails are very difficult to detect because they seem like a legitimate one. Having regular cybersecurity training can prevent or reduce threats. 2. Encrypt Your Data and Create Backups The organization must make sure to encrypt all sensitive data and save encrypted data can make attacker difficult to access. It can ensure that even when unauthorized parties gain access to the system data, they can't read it. When cybersecurity breaches can result in data loss. And if you don’t have any secure or reliable data backup, it can cause your organization to lose a lot of revenue. 3.Create A Secure Cybersecurity Policy Create cybersecurity in the organization such as restricted data or information can be accessed and available only authorized people. So, it can reduce the insider threats in the organization. 4.Using strong password If the employees use strong or not sharing password, it can reduce the threats. If one computer is under attacked, the other will be secure. The password should be implemented such as at least 8 characters, alphanumeric characters, no personal information, unique and never used before. d) Prepare an implementation plan (for each solution) in a procedurally organized manner to ensure minimum risk of security breach in line with organizational guidelines.