Me Bank has $300 million in interest earning assets upon which it earns an average of 5%. Creditor obligations sum to $200 million which on average costs 4%. The bank has total assets of $400 million. What is the interest rate margin or NIM of the bank?

Me Bank has $300 million in interest earning assets upon which it earns an average of 5%. Creditor obligations sum to $200 million which on average costs 4%. The bank has total assets of $400 million.

First National Bank of Bannerville has posted interest revenues of $63 million and interest costs from all of its borrowings of $42 million. If this bank possesses $700 million in total earning assets, what is First National's net interest margin? Suppose the bank's interest revenues and interest costs double, while its earning assets increase by 50 percent. What will happen to its net interest margin?

Suppose that a bank has interest yield on interest sensitive assets currently average 11% while interest sensitive liabilities have an average cost of 9%. In contrast fixed asset yield 13% and fixed liability cost 11%. If the bank has total asset of $6100 million and interest sensitive asset and liabilities are $3800 and $3500 respectively. Calculate the net interest income and net interest margin.If the market interest rate on rate-sensitive assets reduces to 9% and the interest rate on rate-sensitive liabilities reduces to 7%, what would be the impact of net interestincome and net interest margin?

Suppose a banker tells you that his bank in the year just completed had total interest expenses on all borrowings of $12 million and noninterest expenses of $5 million, while interest income from earning assets totaled $16 million and noninterest revenues totaled $2 million. Suppose further that assets amounted to $480 million, of which earning assets represented 85 percent of that total while total interest-bearing liabilities amounted to 75 percent of total assets. See if you can determine this bank's net interest and noninterest margins and its earnings base and earnings spread for the most recent year.

Select the correct answerThe rate of simple interest per annum of bank being decreased from 5% to 3.5%, the annual income of a person from interest was less by Rs. 105. The sum deposited at the bank was?OptionsRs. 6,800Rs. 7,200Rs. 6,000Rs. 7,000