Your credit score is not associated with:A.getting approved to rent an apartment.B.being hired by a hiring manager.C.an increase in salary.D.securing a home loan.

In the LendingClub dataset, a credit score is synonymous with:Question 3Answera.a premium score.b.a debt score.c.a risk score.d.a credit card score.

Banks and lenders use credit scores to determine . . .The likelihood that someone is able to repay debtHow much collateral someone has available to put up for a loanA person's financial responsibilityHow successful someone is

Consumers are most likely to have a good credit score if they:A.never miss their monthly credit card payments.B.fully complete a credit card application.C.reach the credit limit on multiple credit cards.D.file for bankruptcy to have their debts forgiven.

How does a credit score financially effect an individual? Check *ALL* that apply. aHow much you pay for auto insurance bYour ability to borrow money cHas no impact on borrowing dThe interest rate you are issued on a loan

Banks and credit card companies use credit scores to:A.calculate the amount of compound interest on an account.B.determine whether a person's debts can be forgiven in bankruptcy.C.seize people's property if they fail to pay back loans in a timely manner.D.decide whether an applicant is likely to pay back borrowed money.