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Suppose you invest $1000 in an account paying 8% interest per year. What is the balance in the account after 3 years? How much of this balance corresponds to “interest on interest”?

Question

Suppose you invest $1000 in an account paying 8% interest per year. What is the balance in the account after 3 years? How much of this balance corresponds to “interest on interest”?

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Solution

To calculate the balance in the account after 3 years, we can use the formula for compound interest:

Future Value = Present Value * (1 + interest rate)^number of years

Future Value = 1000(1+0.08)3FutureValue=1000 * (1 + 0.08)^3 Future Value = 1000 * (1.08)^3 Future Value ≈ $1259.71

Therefore, the balance in the account after 3 years is approximately $1259.71.

To calculate the amount that corresponds to "interest on interest", we subtract the initial principal and the simple interest for 3 years from the future value:

Simple Interest = Principal * interest rate * number of years Simple Interest = 10000.083SimpleInterest=1000 * 0.08 * 3 Simple Interest = 240

Interest on Interest = Future Value - Principal - Simple Interest Interest on Interest = 1259.711259.71 - 1000 - 240InterestonInterest=240 Interest on Interest = 19.71

Therefore, the amount that corresponds to "interest on interest" is approximately $19.71.

This problem has been solved

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