Explain one piece ofinformation a bank manager needs before granting additional loan capital to a business.

A bank manager needs to know the creditworthiness of the business before granting additional loan capital. This involves several steps:

1. Review of Credit History: The bank manager will first look at the business's credit history. This includes any previous loans the business has taken out and how they were repaid. If the business has a history of late payments or defaults, this could be a red flag.

2. Analysis of Current Financial Situation: The bank manager will also need to analyze the business's current financial situation. This includes looking at the balance sheet, income statement, and cash flow statement. The manager will want to see that the business is profitable and has a positive cash flow.

3. Assessment of Collateral: If the business is applying for a secured loan, the bank manager will need to assess the value of the collateral. This could be real estate, equipment, or other assets that the business owns.

4. Evaluation of Business Plan: The bank manager will also want to see a solid business plan. This should outline the business's strategy for growth and how the loan will be used to achieve these goals.

5. Consideration of Industry Trends: Finally, the bank manager will consider the state of the industry in which the business operates. If the industry is in decline or facing significant challenges, this could impact the business's ability to repay the loan