example of misrepresentation to an insurer. The insurer refused to pay claims made under the policy following a car accident where the insurer was able to prove that the insured, the parents of the driver had no insurable interest in the vehicle. Additionally, the insured had misrepresented the facts by saying they owned the vehicle and that their son was an occasional driver, when actually, the son owned the vehicle and was an exclusive driver.No worries, learning is a process!Contributory negligenceInsuranceMorrow caseMaccabe case

Which is the core principle that justifies the insurer's right to recover the amount paid as a claim from the negligent third party?Proximate CauseIndemnityContributionSubrogation

If you have caused an accident, which type of automobile insurance would cover damage to your own car? aLiability bCollision cComprehensive d

You are involved in a two-car accident in which you are at fault. The other driver is injured and your insurance covers the medical expenses of the victim. This type of insurance coverage is called:ComprehensiveCollisionLiabilityUninsured motorist protection

A third party property car insurance will cover A.the damages on the car of the other party but not the insured's own car damages if the insured is at fault.B.the legal liabilities if the driver kills or injures someone else in a car accident.C.the damages to the car of the insured driver if at fault and if the other driver is not insured.D.the damages on the insured's own car but not the other party's car damages if the insured is at fault.

A negligence case with a claim of $4million damages