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What is not a benefit of a variable interest rate?

Question

What is not a benefit of a variable interest rate?

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Solution

One of the main disadvantages of a variable interest rate is the uncertainty and potential for rates to rise. If the interest rates increase, the borrower will have to pay more in interest over the life of the loan. This unpredictability makes budgeting more difficult, as the loan payments can change over time.

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One advantage of a variable interest rate over a fixed interest rate is that a variable rate:A.is often lower initially.B.offers borrowers more flexible terms.C.increases when the market rate increases.D.can be used for large purchases.

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