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Which of the following ratios would be most useful in assessing a company’s long-term solvency?Quick RatioGross Profit MarginInventory Turnover RatioDebt-to-Equity Ratio

Question

Which of the following ratios would be most useful in assessing a company’s long-term solvency?Quick RatioGross Profit MarginInventory Turnover RatioDebt-to-Equity Ratio

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Solution

The Debt-to-Equity Ratio would be the most useful in assessing a company’s long-term solvency. This ratio provides insight into the company's leverage, i.e., the extent to which the business is reliant on debt financing versus own equity to fund its operations. A high Debt-to-Equity ratio typically means that the company has been aggressive in financing its growth with debt, which can result in volatile earnings due to the additional interest expense. On the other hand, a low Debt-to-Equity ratio might imply that the company is not taking advantage of the increased profits that financial leverage may bring. Therefore, this ratio is crucial for assessing long-term solvency as it indicates the company's ability to meet its long-term debt obligations.

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