Among the services that retail banks offer customers are:A.personal checking and savings accounts.B.business investments and payroll loans.C.stock options and investments.D.payday loans and title loans.

Among the services that retail banks offer customers are:

A. Personal checking and savings accounts: These are basic services offered by retail banks. A checking account is a deposit account held at a financial institution that allows withdrawals and deposits. A savings account is a deposit account held at a bank or other financial institution that provides principal security and a modest interest rate.

B. Business investments and payroll loans: Some retail banks offer services to businesses, including business investments and payroll loans. Business investments can include a variety of products, such as bonds or commercial real estate loans. Payroll loans are short-term loans that businesses can use to cover payroll expenses.

C. Stock options and investments: Some retail banks offer investment services, including stock options. A stock option is a contract that gives the buyer the right, but not the obligation, to buy or sell an underlying stock at a specific price on or before a certain date.

D. Payday loans and title loans: Some retail banks may offer payday loans and title loans. A payday loan is a type of short-term borrowing where a lender will extend high-interest credit based on a borrower's income. A title loan is a type of secured loan where borrowers can use their vehicle title as collateral.