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If a firm is in financial distress, who will get paid first?Multiple choice question.The shareholdersThe lawyersThe bondholdersThe bondholders and the lawyers have equal seniority

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If a firm is in financial distress, who will get paid first?Multiple choice question.The shareholdersThe lawyersThe bondholdersThe bondholders and the lawyers have equal seniority

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Solution

The correct answer is "The lawyers". In the event of a firm's financial distress, the order of payment is typically determined by the principle of "absolute priority". This principle states that creditors are paid before equity holders (shareholders). However, the costs of the bankruptcy process, including lawyers' fees, are paid first. Therefore, the lawyers are the ones who get paid first.

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What are shareholders liable for if the firm is in financial distress and can pay only 80 percent of the payment due to the bondholders?Multiple choice question.The bondholders can sue and hold the shareholders responsible for the remaining 20 percent.The loss of 20 percent will be shared among the bondholders and the shareholders.The shareholders will have to borrow to payoff the bondholders.Since shareholders have limited liability, they are not personally responsible for the debt obligations of the firm.

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