Responsible financial innovation entails an open, collective and continuous commitment to be:Anticipatory – describing and analysing possible intended and unintended impacts that might arise, bethese economic, social or otherwise. Supported by methodologies that include those of foresight,technology assessment and scenario development, these not only serve to articulate promissory narrativesof expectation but also to explore other pathways to other impacts, prompting innovators to ask ‘what if… ’ and ‘what else might it do?’ questions. Tempered by the need for plausibility, such methods do notaim to predict, but are useful as a space to surface issues and explore possible impacts and implicationsthat may otherwise remain uncovered and little discussed. They serve as a useful entry point for reflectionon the purposes, promises and possible impacts of innovation.Reflexive – reflecting on underlying purposes, motivations and potential impacts, how benefits might bedistributed, what is known (including those areas of regulation, ethical review or other forms ofgovernance that may exist) and what is not known; associated uncertainties, risks, areas of ignorance,assumptions, questions and dilemmas.Deliberative – inclusively opening up visions, purposes, questions and dilemmas to broad, collectivedeliberation through processes of dialogue, engagement and debate, inviting and listening to widerperspectives from publics and diverse stakeholders. This allows the introduction of a broad range ofperspectives to reframe issues and the identification of areas of potential contestation. Sykes andMacnaghten (2013) describe a number of specific methods that can be employed.Responsive – using this collective process of reflexivity to both set the direction and influence thesubsequent trajectory and pace of innovation, through effective mechanisms of governance. This shouldbe an iterative, inclusive and open process of adaptive learning, with dynamic capability.14 K. Asante et al.