This measures the amount of interest and non-interest income generated per dollar of total assets.

The statement you provided seems to be referring to the concept of Return on Assets (ROA). ROA is a profitability ratio that measures the net income produced by total assets during a period. Here's how to calculate it:

1. Determine the Net Income: This is usually found on the company's income statement. It's the amount of income remaining after all expenses, including interest and taxes, have been paid.

2. Determine the Total Assets: This is found on the company's balance sheet. Total assets include everything the company owns that has value, including cash, accounts receivable, property, equipment, and inventory.

3. Divide Net Income by Total Assets: This will give you the ROA. The result is usually expressed as a percentage. The higher the percentage, the more effectively the company is using its assets to generate income.

For example, if a company has a net income of $1,000,000 and total assets of$5,000,000, its ROA would be 20% ($1,000,000 ÷$5,000,000 = 0.20, or 20%).

Remember, a higher ROA indicates a company is more efficient at using its assets to generate income.

The statement you provided seems to be referring to the concept of "Return on Assets" (ROA) in financial analysis. Here's a step-by-step explanation:

1. Identify the total income: This includes both interest and non-interest income. Interest income is generated from the core business operations of the company, such as loan interest for banks. Non-interest income includes other sources of revenue, like fees or commissions.

2. Identify the total assets: This is the sum of both current and non-current assets owned by the company. Assets include everything the company owns that has value, such as cash, inventory, property, and equipment.

3. Calculate the ROA: Divide the total income by the total assets. The result is the ROA, which tells you how much income the company is able to generate for each dollar of assets it owns.

This measure is often used to compare the profitability of companies within the same industry, as it shows how efficiently a company is using its assets to generate income.