When there is concealment of that which should be disclosed with intent to injure another, there is*1 pointfraudnegligencedelaycontravention of tenor

Step 1: Understand the question The question is asking about the consequences or implications of concealing information that should be disclosed, with the intention to harm someone else. We need to identify the appropriate term or concept that describes this situation.

Step 2: Analyze the options The options provided are:

1. Fraud
2. Negligence
3. Delay
4. Contravention of tenor

Step 3: Evaluate the options

1. Fraud: Fraud typically involves intentional deception or misrepresentation for personal gain. It may involve concealing information with the intent to harm someone else, making it a possible answer.
2. Negligence: Negligence refers to the failure to exercise reasonable care or caution, resulting in harm to others. While it may involve a failure to disclose information, it does not necessarily imply an intent to harm, so it may not be the best answer.
3. Delay: Delay refers to a situation where something is postponed or held back. While it may be related to concealing information, it does not necessarily imply an intent to harm, so it may not be the best answer.
4. Contravention of tenor: This term is not commonly used and may not be directly related to the question. It is unclear how it relates to concealing information with the intent to harm.

Step 4: Choose the best answer Based on the analysis, the most appropriate answer seems to be "fraud." Fraud involves intentionally concealing information with the intent to harm someone else.

Therefore, the answer is fraud.