The fact that banks reject home mortgage applications from minorities at a higher rate compared to white applicants is an example of __________.A.assimilationB.pluralismC.scapegoatingD.institutional discrimination

Question 7 of 10An example of institutional racism is when banks:A.foreclose on homes owned by racial minority members who cannot pay their mortgage.B.use race as the basis for determining mortgage interest rates.C.refuse to give a mortgage loan to someone who does not have a job.D.increase the lowest interest rates they charge on home mortgages.

Question 10 of 10A white family is approved for a home loan while a Black family with a similar financial background is denied approval. This scenario is an example of _____.A.acting whiteB.acting inferiorC.white privilegeD.white determination

Question 10 of 10Which of the following is an example of interpersonal racism?A.Home loans are available easier to white applicantsB.Schools in predominantly Black communities are less funded than schools in mostly white communitiesC.A Latino child who feels that he is inferior because of the way Latinos are presented by the mediaD.None of the above

Question 2 of 10The American housing sector has limited people of color from accessing housing as easily as whites. This situation is an example of _____.A.interpersonal racismB.post-racial policyC.institutional racismD.anti-segregation policy

Banks often offer customers with low credit scores subprime loans that have higher-than-normal interest rates. What is the bank guilty of if it gives three times as many subprime loans to black Americans than to white Americans even when they have the same credit scores?Group of answer choicesindividual discriminationreverse racisminstitutional discriminationmicroaggressions