Lack of availability of personal is an example of:  A. Unfortunate risk  B. External risk  C. Internal risk  D. Typical risk

Risks close to the upper end of the spectrum of inherent risk are known as which of the following?

C.idiosyncratic risk.

Interruption to business as usual is an example of:  A. Natural Risk  B. Experimental Risk  C. Indirect Loss  D. Direct Loss

1. What can risk be viewed as, in the urban context?A function of the frequency of a hazard, coupled with the degree of vulnerability of people and assets, as well as the exposure to hazards.The possible future current of natural man-made physical events that might adversely affect vulnerable and exposed people and assets.Fragilities, weaknesses, etc. that increase the likelihood of adverse effects.The magnitude of people and assets in an area where hazard may occur.sem resposta2. What is one example of a man-made unintentional hazard?Terrorism.Earthquakes.Transportations.Cyberattacks on critical infrastructure.sem resposta3. Which one of these is NOT a main underlining trend that increases major urban risks?Climate change.Social demographic shifts.Smart urbanization.Low quality education.sem resposta4. Insurance might have to revise how their policies are constructed, mainly:Through innovative bundling – for example, offering insurance against data security breaches – or temporary contracts.Upgrading their customer interface and overall customer approach.Urge customers to reveal all their medical information, so they can offer a package’s price that is adapted to their future medical needs.Hire a permanent law practitioner for their company, to make sure they follow the law and its dominant interpretation thoroughly.sem resposta5. Specifically in life and health insurance, mortality protection gapes tend to grow NOT because:Lower levels of physical activity and increased levels of consumption of fast and processed food.Higher chances of genetic and chronic diseases, due to tap water not being properly treated.Dilution of traditional family bonds.Life insurance offerings are mostly geared towards savings and asset accumulation.sem resposta

What are relative risks?