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If the average price of goods rose by 10 percent in a year and John received a 12 percent interest rate in his savings account, what was the nominal interest rate John earned?

Question

If the average price of goods rose by 10 percent in a year and John received a 12 percent interest rate in his savings account, what was the nominal interest rate John earned?

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Solution

The nominal interest rate John earned is the interest rate he received in his savings account, which is 12 percent. The nominal interest rate does not take into account the inflation rate or the average price increase of goods. Therefore, even though the average price of goods rose by 10 percent, it does not affect the nominal interest rate. So, the nominal interest rate John earned is 12 percent.

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