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Is the group of words in bold a phrase or a clause?The appliance store's policy allows returns for thirty days; however, refunds require a receipt.

Question

Is the group of words in bold a phrase or a clause?The appliance store's policy allows returns for thirty days; however, refunds require a receipt.

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Solution

The group of words in bold is a clause. This is because it contains a subject ("refunds") and a predicate ("require a receipt"), which makes it a complete thought or idea. A phrase, on the other hand, would lack either a subject or a predicate.

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