paraphrased and how does this trsnalate to growth as a result of financial inclution :he graph on the left shows that, for a country with a private credit-to-GDP ratio (“privy”) at the 25th percentile, an increase in the availability of ATMs from the 25th to the 75th percentile is associated with an increase in average economic growth of 3 percentage points. When the private credit-to-GDP ratio is at the 75th percentile, the effect of a similar increase in ATMs yields considerably less additional growth, about 2 percentage points. The graph on the right shows a similar relationship between the percentage of firms not identifying access to credit as a major obstacle and the private credit-to-GDP ratio.

The paraphrased version of the given text could be:

The left graph indicates that for a country with a private credit-to-GDP ratio at the lower quartile (25th percentile), an increase in ATM availability from the lower to the upper quartile (75th percentile) correlates with an average economic growth increase of 3 percentage points. However, when the private credit-to-GDP ratio is at the upper quartile, the same increase in ATMs results in a smaller growth increase, about 2 percentage points. The right graph shows a similar correlation between the percentage of firms that don't see credit access as a significant hurdle and the private credit-to-GDP ratio.

In terms of growth as a result of financial inclusion, this suggests that increasing access to financial services, such as ATMs, can stimulate economic growth. However, the impact is more significant in countries with a lower private credit-to-GDP ratio. This could be because these countries have more room for growth in their financial sectors, and therefore, the effect of financial inclusion is more pronounced. On the other hand, in countries with a higher private credit-to-GDP ratio, the financial sector is likely more developed, and thus, the marginal impact of additional financial inclusion is less.