The spot price of silver is now $9 per ounce. The storage costs for silver are $0.24 per ounce per year payable quarterly in advance. Assuming that interest rates are 10% per annum for all maturities, what is the futures price of silver for delivery in nine months?A. $9.1756 B. $9.8902 C. $10.5418 D. $8.8797
Question
The spot price of silver is now 0.24 per ounce per year payable quarterly in advance. Assuming that interest rates are 10% per annum for all maturities, what is the futures price of silver for delivery in nine months?A. 9.8902 C. 8.8797
Solution
The futures price of a commodity like silver can be calculated using the formula:
F = S * e^(r + s)t
where: F = futures price S = spot price r = risk-free interest rate (annual) s = storage cost (annual, as a proportion of the spot price) t = time to delivery (in years)
Given in the problem: S = 0.24/$9 = 0.02667 (approx) t = 9/12 = 0.75 years
Substituting these values into the formula:
F = 9 * e^(0.10 + 0.02667) * 0.75
Calculating the exponent first:
0.10 + 0.02667 = 0.12667 0.12667 * 0.75 = 0.095
So:
F = 9 * e^0.095
Using the value of e (approximately 2.71828):
F = 9 * 2.71828^0.095
Calculating the exponent:
2.71828^0.095 = 1.099 (approx)
So:
F = 9 * 1.099 = $9.89 (approx)
So, the futures price of silver for delivery in nine months, given the provided spot price, storage costs, and interest rates, is approximately 9.8902.
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